Warranties & Insurance

Mechanical Breakdown Insurance

When purchasing a new motor vehicle, the last thing on your mind is mechanical breakdown. However, vehicles today are complex and have so many mechanical and electrical components. Autosure Mechanical Breakdown policies are designed to help protect you and your vehicle against the cost of sudden or unforeseen breakdown. Protect your car and your budget.

  • Comprehensive cover
  • Allowances for towing and car hire
  • 7 day / 24 hour AA Roadside Assistance
Payment Protection Insurance

Payment Protection Insurance (PPI) is a policy which covers the policyholder for the monthly instalments on their credit contract if they suffer an insured event below. The policy cover options are specific to the policyholder’s source of income at the time of entering into a credit contract. The benefits are payable directly to the financier. In the unfortunate event of death, PPI covers the outstanding balance on the loan.

  • The main risk with having finance is if something happens to your ability to earn money. PPI protects you, your family and your credit rating if the worst happens.
  • With only a minimum stand down period and generous cover for up to 60 months, PPI protection truly covers you for the unexpected at the time you need it most.
  • ACC only pays to a maximum of 80% of your income – How would your household react to an instant 20% pay cut?
Guaranteed Asset Protection (GAP Cover)

The GAP policy covers some of the difference (the gap) between a total loss payout on your vehicle by your comprehensive insurer and the balance owing under your credit contract. This is called a loan equity shortfall.

  • GAP can only be purchased in conjunction with a credit contract, and in the event of a total loss that credit contract must still be active.
  • The vehicle must be comprehensively insured.
  • The contract is for a maximum of 60 months or the length of the original credit contact.
  • Can only be taken out at the time of vehicle sale.

Additional Benefits include:

  • Comprehensive Motor Vehicle insurance premium in relation to the replacement vehicle.
  • Any excess in relation to the total loss vehicle.
  • On road costs comprising of dealer delivery and registration related to the purchase of the replacement vehicle.
  • Deposit for a replacement vehicle up to $1000.
  • Reimbursement for out of pocket expenses up to $200.
  • Any amount relating to a prior debt included in the credit contract.
  • Reimbursement for the cost of hiring a rental vehicle for a maximum of 5 days.
Option Max Benefit *Additional Benefits
1 $20,000 $5,500
2 $15,000 $4,500
3 $10,000 $3,500
4 $5,000 $1,500

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